Sinking Funds, Money Shame and Single-Woman Safety Nets - Listener Q&A Part 2!
Listener questions on planning for real-life expenses, asking basic financial questions, and how much cash single women may need
In this listener Q&A episode, Shari Rash answers three real-life money questions from women trying to make smarter financial decisions without overthinking, guilt, or one-size-fits-all advice.
First, how do you plan for holidays, birthdays, travel, school events, weddings, and family obligations without feeling like you are budgeting every bit of joy out of your life?
Then, what if you grew up in a family where money was never discussed — and now you feel embarrassed asking basic financial questions as an adult?
And finally, if you are single, own your home, and rely on one income, is a three-to-six-month emergency fund really enough? Or does it make sense to keep a larger cash cushion?
Shari breaks down how to use sinking funds for predictable-but-irregular expenses, why not knowing something about money is not a personal failure, and how single women can think about emergency funds, homeownership, liquidity, and investing with more nuance.
Because real financial planning is not about following generic rules perfectly. It is about knowing how those rules apply to your actual life.
If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.
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Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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