Mid-Year Money Check-In Part 2: The Year-End Decisions to Make Now
How to review taxes, upcoming expenses, lifestyle spending, and goals so the second half of the year feels more intentional
The year is not over — but it is moving.
In part one of the Mid-Year Money Check-In, Shari looked at cash flow, cash reserves, savings, investing, retirement accounts, and whether your money is actually doing what you want it to do.
Now in part two, we are looking ahead.
Because a lot of financial stress does not come from true surprises. It comes from predictable things that did not have a plan.
Taxes. Holiday spending. Travel. Family obligations. Home projects. Insurance premiums. Lifestyle creep. Charitable giving. Year-end decisions. The things you keep saying you will deal with later.
In this episode, Shari walks through the second half of your mid-year strategy check-in so you can stop letting predictable expenses, vague goals, and delayed decisions sneak up on you.
This is not about budgeting because you are broke. This is about lifestyle planning because your life costs money — and your money deserves direction.
You’ll learn:
Why tax planning should not wait until next spring
What to review before year-end if your income, bonus, business revenue, or investments changed
How to plan for upcoming expenses before they become stressful
Why predictable expenses feel chaotic when you keep pretending they are surprises
How lifestyle creep shows up when your defaults quietly get more expensive
Why being able to afford something does not automatically mean it is the best use of your money
How to revisit your January goals without shame
Why a goal that no longer fits your life is not a moral obligation
How to choose one to three financial priorities for the rest of the year
The goal is not to fix everything in one sitting. The goal is to create visibility, make one or two stronger decisions, and stop letting the lack of a decision become the decision.
Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms.
If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.
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Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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