Episodes

What your January money goals are really trying to tell you—and why willpower isn’t the problem

Breaking the Lie That Money Measures Your Worth

Shari is back with another Best of 2025 episode. This time we are talking Boring Money Moves, it is one of her 40 Money Moves at 40 episodes she released in September. Mindset matters — but without solid systems, it won’t get you very far. In this episode of 40 Money Lessons at 40, we’re talking about the unglamorous money moves that quietly build real stability. This is the stuff that doesn’t trend on Instagram but actually changes your financial life: paying yourself first, living one month ...

Does the word “budget” still make your shoulders tense? Same. And that reaction isn’t a personal failing—it’s a sign that most budgeting advice was never built for real life. In this rereleased episode, we throw out the guilt, the restriction, and the rules that don’t stick, and replace them with a spending plan that actually works with how you live, earn, and decide. This conversation breaks down why traditional budgets tend to fall apart (hint: it’s not because you lack discipline) and how to...

You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through? In this Best of 2025 episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them. You’ll walk aw...

Money success anxiety, comparison spirals, and redefining ‘enough.’

Boundaries, “System Sundays,” and the act-as-if playbook from Bianca D'Alessio, New York’s #1 broker.

If you’ve already blown your holiday gift budget… breathe. You are not the only one scrolling through your cart at 11 p.m., refreshing the screen, praying the total magically drops by $200. Your holiday spending didn’t “get away from you.” It sprinted off in glitter-covered sneakers — and today we’re going to get you back in control. In this episode, Shari breaks down why the holidays turn even the savviest women into overspending zombies, how guilt and obligation collide with Pinterest-level e...

How to Build Financial Guardrails, Strengthen Trust, and Stop Outsourcing Your Power

From New York Times sketches to life-changing decisions—how permission, courage, and honesty reshape your financial life.

The “Sketch Guy” behind The Behavior Gap joins Shari for an honest look at why money decisions rarely follow the math—and what to do about it.

Is a recession coming? Maybe. But here’s the truth: the only recession that really matters is the one happening in your household. In this candid, practical conversation, Shari Rash and financial coach Dylan Snowden reframe “Recession Core” from a fashion trend into a living, breathing money protocol. You’ll learn how to strip out the hidden “cost of comfort,” build sustainable habits you won’t abandon by February, and prepare for income dips without living like a monk. You’ll hear: Why “per...

How to give in a way that feels meaningful, aligned, and financially smart — no guilt, no chaos.

The penny has officially been laid to rest — and while most of us won’t shed a tear, its retirement marks a surprisingly big moment in how America handles money. In this quick update, I’m walking you through what happened to the penny, why the U.S. finally pulled the plug, and what this tiny change means for your wallet and the future of cash. You’ll hear: Why the U.S. Mint stopped making pennies and how much money it saves How other countries (like Canada) ditched their low-value coins deca...

The simple year-end checklist to make your benefits actually work for you.

What happens after the awareness? After you stop spending on autopilot… how do you start building on purpose? In part two, Shari connects money mindfulness to business-building — and why your exit number should be based on the life you actually want, not what Instagram says counts as “success.” Guest Kathryn Finney returns to share how she grew her blog into a real media company, figured out her number, and made the hard call to sell it — even though she could’ve made more by staying. She als...

We don’t always spend because we’re “bad with money.” We spend because we’re human — grieving, stressed, lonely, or trying to feel in control. In this episode, Shari breaks down emotional spending as a signal, not a flaw, and shows you how to start asking the one question that changes everything: “What am I actually trying to feel right now?” Then you’ll hear from Kathryn Finney, who was shopping to cope after losing a parent… and ended up turning that emotional spending into The Budget Fashio...

Simple, legal, and smart ways to shrink your tax bill while boosting your wealth. If you’ve ever filed your taxes in April and thought, “Well… I wish I’d known that sooner,” this episode is your redo moment. In Part 2 of the Smart Money Moves Before Year-End series, Shari breaks down the strategic moves you can still make before December 31 that could literally save you hundreds — or even thousands — next year. Be sure to consult with your tax professional before implementing any of these strat...

Four questions to get your finances back in shape before 2026 sneaks up.

Stop waiting until you “know enough.” Here’s how to start investing with confidence — no jargon, no stress, no perfect timing required.

For too long, financial advice came with strings attached — confusing titles, hidden commissions, and “suitable” recommendations that didn’t always serve you. But the future of financial planning looks a lot different. In this episode, I’m joined by Lori Atwood, CFP®, founder of Fearless Finance, to unpack the evolution from sales-driven advice to fiduciary, fee-for-service financial planning. We get real about what fiduciary actually means, why hourly advice is changing the game, and how wom...

Why do smart people still fall into debt traps? The truth is, debt is marketed to us in ways to exploit our psychology. We underestimate the true cost of borrowing, overestimate our ability to pay, and let lenders hide the fine print in plain sight. In this episode, Shari sits down with John Dinsmore—Professor of Marketing at Wright State University and author of The Marketing of Debt: How They Get You. Together, they unpack the marketing tricks and mental blind spots that keep people swip...

NerdWallet’s Elizabeth Ayoola on using AI for your money — without losing the human touch.

Stop relying on willpower and start saving smarter — the simple system that makes your money grow on autopilot.