You’re Not Broke, You’re Pre-Rich: Rachel Rodgers on Making Wealth Inevitable at Any Age

What if you’re not broke—you’re just pre-rich?
In this powerhouse episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Rodgers—CEO and founder of Hello Seven, wealth coach to thousands, and bestselling author of We Should All Be Millionaires and her latest, Future Millionaire—to talk about what it really takes to create wealth in a world that wasn’t built for you.
Rachel is a trailblazer helping women, BIPOC, and LGBTQIA communities build seven-figure businesses and dismantle the generational cycle of overworking and under-earning. Her latest book, Future Millionaire, is designed to empower the next generation with the tools, mindset, and strategy to make wealth inevitable—and trust me, it’s not just for the teens. You’re going to want this roadmap too.
We talk about abundance without delusion, raising money-smart kids in a cashless world, and how to finally stop shrinking your dreams to fit your paycheck.
YOU’LL WALK AWAY LEARNING:
- Why Rachel says wealth is a choice—but not without calculated risk
- How to talk to your kids about money in a way that’s real, relatable, and builds financial confidence
- Why Gen Z isn’t lazy—they’re overwhelmed, and what they need instead of shameHow to use a job as seed capital—not a financial destination
- What Rachel means by “million dollar decisions” and how to start making them now
- How parents can shift from financial gatekeepers to financial guides
- Why saving isn’t the only goal—and sometimes spending is the smarter move
- What it takes to build wealth as an adult when you feel like you’re already behind
- The money conversations every family needs to start having ASAP
CONNECT WITH RACHEL RODGERS:
Website: https://www.helloseven.co
Instagram: @rachrodgersesq
Book: Future Millionaire (Available wherever books are sold)
More Books & Resources: We Should All Be Millionaires, Million Dollar Habits, Plan Your Year Like a Millionaire, Six Figure Side Hustle
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And remember: money should be a tool to live life on your terms—not a source of guilt or confusion
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