September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)

Why September is the real financial new year—and how to choose one powerful money goal that sets you up for long-term success.
While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September.
In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond.
You’ll learn:
- Why September has natural momentum that January can’t match
- How to harness “fresh start” energy to set one powerful financial goal
- The exact framework for choosing, sizing, and sticking to that goal
- How to avoid the 3 most common mistakes people make when setting money goals
- Why finishing the year strong can completely transform your financial confidence
Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead.
If this series helped you, now’s the perfect time to binge all four episodes:
Part 1: resetting your money routine
Part 2: checking your money basics
Part 3: building a smart seasonal spending plan, and
Part 4: finishing the year strong with a financial goal that actually sticks.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
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