March 14, 2025

Debt Consolidation: Smart Move or Financial Trap?

Debt Consolidation: Smart Move or Financial Trap?

Struggling to figure out if you're making the right money moves? Wondering if debt consolidation is actually a smart move—or just a financial trap? In this vault Ask Shannah episode, I’m answering two crucial money questions from listeners who need real, no-BS financial advice.


Question 1: Am I on the Right Track Financially?


  • How to know if your money is working for you (or against you)


  • The key signs that you're building a solid financial foundation


  • What to do when you're doing “everything right” but still feel stuck


Question 2: Should I Consolidate My Debt?


  • The truth about debt consolidation companies (what they don’t tell you)


  • When debt consolidation actually helps—and when it’s a scam


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