Am I Actually Broke? The Truth About Money Dysmorphia

Do you feel broke, even when your finances say otherwise? Or maybe you’ve been spending like you’ve already “made it”—but your bank account hasn’t caught up? That distorted perception has a name: money dysmorphia.

In this first episode of our special three-part series, I’ve partnered with Backbone, a national coalition of credit unions, to explore how emotional and psychological misperceptions around money are impacting millions of Americans—especially Millennials and Gen Z.

Our guest is Nicole Andrushko, VP of Marketing at Westerra Credit Union, who’s on the frontlines of financial storytelling and education.

Nicole unpacks how social media, comparison culture, and pressure to hit traditional milestones are warping our self-perception—and how credit unions are stepping in to help people see the truth of their financial health and take confident steps forward.

You’ll walk away with:

• A clear understanding of what money dysmorphia is and how to spot it in yourself or others

• The real reason high-achieving, financially stable people still feel “behind”

• How credit unions are uniquely equipped to help people shift their mindset

• Simple, habit-based ways to start repairing your relationship with money

• Why emotional support is just as critical as financial tools in combating distorted financial thinking

Keep up with everything Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, give us a 5 Star review on your favorite podcast app and be sure to like and follow the show so you never miss an episode!

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